Senior Business Analyst - US Payments

The role

The Senior Business Analyst will support the development and delivery of Form3's US payments product suite. This person will act as a subject matter expert for payment schemes and work with Product, Engineering, and external stakeholders.

What you will do

• Take ownership of business analysis activities across US payment product lines
• Support development and improvement of FedNow and RTP solutions or design ACH and Fedwire gateway capabilities
• Act as a subject matter expert for internal teams and external stakeholders on US payment schemes
• Translate product requirements into deliverable solutions with Product Managers and Engineering teams
• Write user stories, define acceptance criteria and create functional and non-functional specifications
• Analyse the impact of product changes across APIs, services, data and operational processes
• Support product discovery, testing and delivery throughout the product development lifecycle
• Use data and customer insight to inform product decisions

Required qualifications

• Significant experience as a Senior Business Analyst, Business Analyst, Product Owner or in a similar product-focused role within payments or financial services
• Strong experience working with US payment schemes, including FedNow, RTP, ACH and/or Fedwire
• A detailed understanding of how relevant US payment schemes operate
• Experience working with payment gateway products, APIs and/or cloud-based technology
• Proven experience writing user stories, acceptance criteria and functional requirements
• Experience analysing complex requirements and their impact across products, services and platforms
• A strong understanding of the product development lifecycle
• Excellent stakeholder management and communication skills, particularly when working with Engineering teams
• The ability to work autonomously and effectively in a fast-paced, delivery-focused environment

Nice to have

• Strong experience working with US payment schemes, ideally including FedNow, RTP, ACH and/or Fedwire

Benefits

• 100% remote
• Flexible business
• Part-time working arrangements

Before you apply

• Candidates must be based in Ontario (Canada) or US states: Connecticut, Florida, New Jersey, New York and North Carolina
• Interview process includes a screening call, team interview, and case study interview

About the company

Form3 builds technology that powers account-to-account payments for banks and financial institutions. It is a remote-first company that supports flexible working patterns.