Senior Underwriter - Employee Benefits

The role

The Senior Underwriter partners with the Vice President of Underwriting and Account Management team to support complex health and welfare programs. This role drives renewal strategy, analyzes claims data, and ensures accuracy for fully insured and self-insured clients.

What you will do

• Analyze carrier renewals and manage ongoing carrier interactions
• Review proposals and underwriting materials for accuracy and completeness
• Review and analyze claims reports
• Oversee claims reporting for self-insured clients
• Develop self-insured budgets, including premium equivalent rate calculations
• Prepare fully insured pre-renewal projections and financial models
• Participate in pre-renewal and renewal strategy meetings with internal teams and clients
• Conduct ad hoc claims and utilization analyses as needed

Required qualifications

• Minimum of 5+ years of underwriting experience with a health and welfare carrier or brokerage, supporting employer groups of 100+ lives
• Proven ability to build strong relationships with clients, carriers, and internal partners
• In-depth knowledge of carrier processes, plan designs, funding arrangements, and stop-loss contracts
• Strong analytical, organizational, and attention-to-detail skills
• Excellent written and verbal communication abilities
• Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint)
• Ability to manage multiple priorities in a fast-paced environment
• Comfortable working both independently and as part of a collaborative team

Nice to have

• Bachelor’s degree

Benefits

• Medical
• Vision
• Dental
• 401(k) with company match
• Company paid life insurance
• STD
• LTD
• PTO starting at 18 days per year
• 10 paid holidays
• 2 floating holidays

About the company

Foundation Risk Partners is one of the fastest growing insurance brokerage and consulting firms in the US.