Senior Property Homeowners Underwriter – Hippo Plus

The role

You will manage the full underwriting lifecycle for new and renewal homeowner's risks. You will analyze risk information to recommend loss prevention actions and partner cross-functionally to identify coverage gaps.

What you will do

• Underwrite new and renewal homeowner’s risks
• Gather market intelligence and spot trends in inspection data
• Analyze risk information and make recommendations for inspections and loss prevention
• Evaluate endorsement requests, reinstatements, cancellations, and non-renewals
• Synthesize feedback from sales agents, customers, claims teams, and inspections
• Propose updates to underwriting guidelines and loss prevention thresholds
• Address queries from claims, billing, customer support, and product teams
• Communicate with distribution partners, claims teams, and leadership
• Document observations and recommendations in a structured way

Required qualifications

• 4+ years of P&C Homeowners underwriting experience
• Ability to interpret underwriting guidelines, policy language, and inspection results
• Bachelor's degree in finance, business administration, or a related field, or equivalent professional experience
• Strong technical underwriting, analytical, and critical thinking skills
• Attention to detail and accuracy
• Ability to work in a fast-paced, experimental environment
• Excellent communication skills
• Proficiency in Microsoft Office and data analysis tools including pivot tables or basic SQL

Nice to have

• Preferred experience with Socorta
• Familiarity with home maintenance and loss prevention preferred
• Prior experience recommending process improvements or changes to underwriting guidelines

Benefits

• Multiple medical plans
• 100% employer covered dental & vision plans for team members and families
• 401(k)-retirement plan
• Short & long-term disability
• Employer-paid life insurance
• Flexible Spending Accounts (FSA) for health and dependent care
• Employee Assistance Program (EAP)
• Equity compensation
• Training and internal career growth opportunities
• Flexible Time Off
• 12 weeks of parental leave for primary and secondary caregivers
• Snacks, drinks, and catered lunches for onsite employees

About the company

Hippo uses technology and data to help customers stay ahead of problems and protect what matters most. It operates as a diversified carrier platform, partnering with MGAs to deliver tailored program solutions.