Financial Crime Analyst - Transaction Monitoring

The role

You will review and investigate alerts and cases across Transaction Monitoring, Fraud, and Screening. You will perform research and analysis to support decision-making and document findings for internal and external stakeholders.

What you will do

• Reviewing and investigating alerts and cases generated across Transaction Monitoring, Fraud and Screening
• Carrying out research and analysis to support decision-making
• Documenting findings and preparing and filing reports such as SARs/UTRs
• Potentially supporting client onboarding and Customer Due Diligence (CDD)
• Identifying process, system, and control improvements
• Maintaining quality and consistency in work to meet internal QC and SLA standards
• Collaborating with colleagues across different financial crime teams
• Taking on ad hoc tasks and projects

Required qualifications

• Experience working in financial crime within a regulated environment (payments, banking, or fintech)
• Versatile and comfortable moving between different types of financial crime work
• Detail-oriented and comfortable following structured processes under time pressure
• Ability to manage competing priorities effectively
• Ownership of work including quality control
• Proactive and curious to engage with stakeholders
• Clear and professional written and verbal communication skills
• Analytical mindset to spot patterns or anomalies
• Good knowledge of money laundering, terrorist financing, fraud and sanctions typologies and investigation skills
• Understanding of the regulatory landscape Modulr operates in
• Ability to work under pressure and meet strict SLAs

Nice to have

• Exposure to Transaction Monitoring, Fraud, or Screening
• Relevant qualifications and/or professional certifications in financial crime (e.g., ICA, ACAMS)

Benefits

• Share Options Incentive Scheme
• Company Bonus
• Flexible benefits — £1,000 to spend on a variety of benefits including private medical insurance, gym membership, health checks, and more
• 33 days holiday (including bank holidays) and your birthday off
• Learning opportunities including ModStart onboarding programme and ongoing learning channels and platforms
• State of the art offices at Exchange Crescent, Edinburgh
• Bike to work / E-bike scheme

About the company

Modulr is a leading payments business in the UK and Europe that enables businesses to pay-in, collect and disburse funds via an API platform. The company is regulated as an Authorised Electronic Money Institution (AEMI) in the UK and the Netherlands.