CDD Senior Analyst - Introduced Onboarding

The role

The CDD Senior Analyst will conduct CDD and EDD reviews for complex individual and corporate customers. This role involves assessing ownership structures, managing high-risk onboarding cases, and providing technical guidance to analysts.

What you will do

• Conduct Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews for complex individual and corporate customers.
• Review and assess complex ownership structures, beneficial ownership arrangements, source of wealth and source of funds information.
• Complete and assess sanctions, PEP and adverse media screening results.
• Prepare clear, concise and well-reasoned customer risk assessments and onboarding recommendations.
• Manage higher-risk and more complex onboarding cases.
• Act as a subject matter expert for Analysts and provide technical guidance.
• Support colleagues with case consultations, coaching and knowledge sharing.
• Carry out quality assurance reviews and provide constructive feedback.
• Identify trends, recurring issues and opportunities to improve processes, controls and customer outcomes.
• Collaborate with Financial Crime, Compliance, Commercial and Operations teams.

Required qualifications

• Minimum 4 years' experience in CDD, KYC, KYB, AML or financial crime roles within a regulated financial institution or fintech.
• Strong understanding of UK and EU AML regulations, financial crime risks and risk-based customer due diligence requirements.
• Experience assessing complex corporate structures, trusts, partnerships and beneficial ownership arrangements.
• Experience conducting Enhanced Due Diligence and reviewing higher-risk customer types.
• Strong analytical skills and attention to detail.
• Experience coaching or supporting colleagues in a technical capacity.
• Experience conducting quality assurance reviews and providing constructive feedback.
• Strong stakeholder management and communication skills.
• Experience using screening and data tools such as Orbis, Moody's or equivalent platforms.
• Proficiency in Excel, CRM/KYC platforms and document management systems.
• Ability to work independently while supporting wider team objectives and outcomes.

Nice to have

• Experience within fintech, payments or electronic money institutions.
• Experience working across multiple jurisdictions and customer segments.
• Experience supporting operational improvement, control enhancement or change initiatives.
• ICA, ACAMS or equivalent financial crime qualification.
• Familiarity with intermediary-led or Introduced Onboarding business models.
• A passion for continuous improvement and developing others.

Benefits

• Share Options
• Bonus
• Flexible benefits
• Wellbeing support
• 33 days annual leave (inclusive of bank holidays)
• Learning and development opportunities
• Company-wide events
• Additional location-specific benefits applicable to your employing entity.

About the company

Modulr enables businesses, from SMEs to Enterprise, across the UK and Europe to efficiently pay-in, collect and disburse funds instantly via a range of payment schemes, accounts and card products.