AFC Associate - SAR Writer (Italian speaker)

The role

You will review transaction analysis from the 1st Line of Defense and draft Suspicious Activity Reports (SARs) for the Italian market. You will work with the Italian MLRO team to turn escalated cases into structured narratives for submission to the Italian Financial Intelligence Unit.

What you will do

• Review and challenge initial alerts analysis, customer profile assessments, and transaction findings.
• Draft detailed, structured, and compliant SAR reports.
• Identify analytical gaps or missing documentation in 1st line escalations.
• Collaborate with operational teams to collect necessary case details.
• Prepare finalized draft files and evidence-based recommendations for the SAR Delegate and Italian MLRO.
• Provide feedback to 1st Line of Defense on escalation quality.
• Support the Italian MLRO team in maintaining SAR logs and updating templates.
• Compile data for internal audits and annual regulatory self-assessments.

Required qualifications

• University degree in Law, Economics or a related field.
• 1 to 3 years of experience within an Anti-Financial Crime (AFC), AML, or Compliance function.
• Direct experience or strong familiarity with the SAR/SOS drafting process under the Italian FIU (UIF) regulatory framework.
• Solid knowledge of Italian AML/CTF regulations (D.Lgs. 231/07) and UIF anomaly indicators/reporting guidelines.
• Fluency in Italian and English (written and spoken).
• Exceptional writting skills (Italian).
• Meticulous approach to data consistency, document cross-referencing, and factual accuracy.

Nice to have

• 2nd Line of Defense experience, ideally in a bank, payment institution, or fintech operating in Italy.
• Professional certifications (e.g., ICA, ACAMS).

Benefits

• Personal development budget
• Work from home budget
• Discounts to fitness & wellness memberships
• Language apps
• Public transportation
• Premium subscription on personal N26 bank account
• Subscriptions for friends and family members
• Relocation package with visa support

About the company

N26 has reimagined banking for today’s digital world. They are headquartered in Berlin with offices in multiple cities across Europe.