Mortgage Production Analyst

The role

Perform quality control of product outputs using mortgage underwriting expertise. Validate income calculations, underwriting conditions, and loan-level outputs for accuracy and completeness.

What you will do

• Apply advanced knowledge of Fannie Mae, Freddie Mac, FHA, VA, and USDA guidelines to rigorously QC mortgage applications.
• Review borrower documentation to confirm correct data extraction and classification.
• Identify errors, omissions, inconsistencies, and guideline exceptions.
• Make necessary updates to ensure accurate and complete results.
• Meet established standards for accuracy, turnaround time, and productivity.
• Identify recurring error patterns and share actionable feedback with UW team leadership.

Required qualifications

• 6+ years of mortgage underwriting experience, including FHA and VA.
• Skilled in reviewing borrower documentation (e.g., W-2s, tax returns, pay stubs, self-employment income, appraisal, title, etc).
• Strong expertise in income analysis, credit evaluation, and AUS findings.
• Tech-savvy
• Excellent documentation skills and detail orientation.

Nice to have

• Experience with fintech or SaaS mortgage tools.
• Familiarity with automated income calculation or verification platforms.

About the company

Ocrolus is a remote-first company that provides an AI workflow and analytics platform for lenders. The company processes nearly one million credit applications every month across small business, mortgage, and consumer lending.