Staff Product Manager (Disbursements)

The role

The Staff Product Manager for Disbursements is responsible for the end-to-end strategy, execution, and integrity of the outbound payment ecosystem. This role owns how money moves out of the platform, covering disbursements to consumers and disbursement funding across multiple payment rails.

What you will do

• Own the multi-year product roadmap for the full money movement lifecycle.
• Define and communicate a clear product vision for outbound payments.
• Lead the evolution of the disbursements platform and expand product capabilities.
• Lead the strategy for selecting, routing, and optimizing payments across multiple rails.
• Define rules and product capabilities for routing payouts based on speed, cost, reliability, risk, and client expectations.
• Own payout configuration, timing, cutoffs, retries, reversals, and exception handling.
• Drive the vision for end to end money movement for disbursement funding.
• Ensure outbound transactions are traceable, attributed, and reconcilable.
• Translate complex money movement flows into product requirements, user stories, and technical specifications.
• Own backlog prioritization and delivery in partnership with engineering leadership.

Required qualifications

• 15+ years of product management experience, with deep expertise in payments, money movement, disbursements, or payout platforms
• Strong understanding of payment rails including ACH, wires, RTP, FedNow, card-based payouts, and digital wallets
• Proven experience owning financial infrastructure, including ledgering, reconciliation, settlement, and exception handling
• Experience working directly with accounting, finance, and compliance teams
• Demonstrated ability to lead complex, cross-functional initiatives at scale
• Strong analytical and systems-thinking mindset, with attention to detail and data integrity
• Excellent communication skills and a track record of producing high-quality product documentation
• Experience operating in agile development environments (JIRA, Confluence, etc.)

Benefits

• Competitive salary and benefits with growth-company options grant
• Stock options with standard startup vesting - 1 year cliff; 4 years total
• $50 monthly communication expense stipend
• $250 stipend to enhance your WFH setup
• Premium medical benefits including vision and dental (100% coverage for employees)
• Company-sponsored life and disability insurance
• Paid parental bonding leave
• Paid sick leave, jury duty, bereavement
• 401k plan
• Flexible Time Off (typically ~3-4 weeks per year)
• Volunteer Time Off
• 13 scheduled holidays

About the company

PayNearMe builds innovative technology that transforms the way businesses and their customers experience payments. Their platform handles cards, ACH, digital wallets, and cash at retail locations.