Director, Portfolio Risk Management, Working Capital

The role

This senior risk leader will lead a global Risk team and take end-to-end ownership of risk strategy, underwriting, and portfolio risk management for the global eCommerce and B2B Working Capital portfolio. The role involves balancing business growth with portfolio quality and loss performance.

What you will do

• Own and drive the global risk strategy for the Working Capital portfolio.
• Define and evolve underwriting and risk frameworks including eligibility criteria and exposure limits.
• Lead the underwriting of larger and more complex customers.
• Own portfolio risk management and performance using data and analytics.
• Advance risk capabilities and decisioning by partnering with Data, Product, and R&D.
• Partner with cross-functional teams to translate business needs into risk solutions.
• Lead risk governance and executive-level discussions with senior management and the Risk Committee.
• Lead and develop the global Risk team.

Required qualifications

• 7+ years of experience in credit risk, underwriting, or portfolio risk management.
• Experience in a senior risk role with ownership of underwriting strategy and portfolio performance.
• Strong SMB and commercial underwriting expertise.
• Experience managing a sizable portfolio and material customer exposures.
• Strong understanding of portfolio risk methodologies.
• Deep familiarity with the eCommerce ecosystem.
• Experience developing and evolving risk and underwriting frameworks.
• Strong analytical capabilities and business judgment.
• Proven people leadership experience.
• Excellent written and verbal English communication and influencing skills.

Nice to have

• Experience in a fintech or technology-driven environment.
• Experience working in a global environment and leading global teams.

About the company

Payoneer is a global financial platform founded in 2005 that removes friction from doing business across borders. It serves customers and partners in over 190 countries and territories.