Associate General Counsel, Servicing & Title

The role

The Associate General Counsel serves as the primary legal partner for teams managing the home equity investment product after origination. This role provides legal counseling for servicing, title, and investor operations throughout the homeowner lifecycle.

What you will do

• Serve as the primary legal contact for Servicing and homeowner operations.
• Draft and maintain contract amendments and state-by-state analysis.
• Review homeowner communications and maintain state disclosure and notice requirements.
• Advise on vesting, transfers, trusts, estates, and capacity questions.
• Partner with Product, Engineering, and Design on servicing features.
• Advise on title and lien perfection issues.
• Manage title claims with carriers.
• Partner with subservicers on escalations like tax sales and condemnation.
• Advise on consumer bankruptcy and delinquent property taxes.
• Retain and direct outside counsel and support investor obligations.

Required qualifications

• J.D. and active bar membership in any U.S. jurisdiction.
• Must be eligible for in-house practice in state of domicile.
• 7+ years of experience practicing law in mortgage or consumer finance.
• Hands-on experience advising on residential mortgage or real estate-secured consumer finance servicing matters.
• Experience analyzing and resolving title, lien-priority, recording, or lien-perfection issues.
• Understanding of title insurance and state-by-state variation.
• Working knowledge of consumer finance and mortgage regulatory framework including RESPA, TILA, FDCPA, FCRA, ECOA, TCPA, SCRA, GLBA, UDAAP and state laws.
• Ability to translate regulatory requirements into operational guidance.
• Experience retaining and directing outside and local counsel.

Nice to have

• California preferred bar membership
• Familiarity with foreclosure and enforcement procedure in judicial and non-judicial states
• Default servicing, foreclosure, bankruptcy, or loss mitigation exposure
• Title claims experience
• Supporting a novel consumer financial product through operational build-out
• Building legal playbooks, templates, intake processes, and service levels
• Leveraging legal AI tools in an in-house environment

Benefits

• Comprehensive medical, dental, and vision plans
• Options for flexible spending accounts (Health Care FSA) and health savings accounts (HSA)
• Unlimited paid time off
• 10 company holidays
• Fully paid parental leave
• Meaningful equity
• 401K retirement plans
• Guaranteed life insurance
• Short- and long-term disability coverage
• Monthly stipends for internet, mobile plans, and wellness perks
• One-time home office reimbursement
• Company provided equipment including a MacBook and monitor

Before you apply

• Candidates must reside in one of Point’s states of operation: AL, AR, AZ, CA, CO, CT, DC, FL, GA, IL, KS, KY, MA, MD, ME, MI, MN, MO, NC, NH, NJ, NV, NY, OH, OR, PA, SC, TN, TX, UT, VA, WA, WI.

About the company

Point's mission is to make homeownership more valuable and accessible. The company is building a category defining company in home equity.