Platacard
Credit Risk Analyst Colombia
Colombia. Posted a month ago
The role
The Credit Risk team designs, implements, and oversees the credit risk management framework. This person will monitor credit risk appetite, own monthly provisioning processes, and analyze credit performance.
What you will do
- Monitor credit risk appetite by calculating and tracking key metrics.
- Own monthly provisioning processes.
- Analyze credit performance and vintages by product and score band.
- Monitor early-warning indicators and credit limits.
- Support credit stress testing and capital adequacy analysis.
- Prepare risk reporting for senior management, Risk Committees, and the Board.
Required qualifications
- Bachelor’s degree in Economics, Industrial/Financial Engineering, Mathematics, Statistics, or a related field.
- +5 years of proven experience in consumer credit risk within an SFC-regulated financial institution.
- Strong knowledge of the CBF, SIAR, standard models, and credit provisioning regulations.
- Advanced SQL and Python or R.
- Strong Excel skills.
- Strong analytical and problem-solving skills.
- Rigorous documentation and clear communication.
Nice to have
- Power BI or Looker
About the company
platacard is a high-tech environment with a team of smart and revolutionary people.