Grupo QuintoAndar | Head of Credit

The role

You will lead the design and evolution of credit policies and pricing for financial products. You will build a senior credit team and implement AI-driven strategies within a marketplace ecosystem.

What you will do

• Lead the design and evolution of credit policies and pricing for financial products
• Build a robust team of senior specialists
• Operate within a marketplace ecosystem to offer credit solutions
• Structure the team's experimentation agenda
• Identify where AI can improve policies, pricing, or processes
• Act as Credit's main point of contact with Data, Product & Tech, Treasury, Strategy, and Growth
• Maintain ecosystem health by balancing profitability with customer retention

Required qualifications

• Solid and proven experience in credit risk involving policy, modeling, pricing, or portfolio management
• Experience managing specific credit products such as personal loans or working capital
• Strong analytical bar and curiosity for AI and new technological techniques
• Owner's mindset and a hands-on approach
• Knowledge of banking regulations such as IFRS 9 and BCB 4966
• Proven ability to manage stakeholders across different areas and build structures from the ground up

Nice to have

• Familiarity with tools like Python, GitHub, Airflow, or Databricks
• A career path that blends the solid risk foundations of an incumbent bank with the fast-paced, generalist agility of a fintech or digital bank

Benefits

• Competitive salary
• PLR (Annual Performance Bonus)
• Variable Compensation
• Health Plan
• Dental Plan
• Life Insurance
• Wellhub (Gympass)
• QuintoCare (free psychological, legal, social, and financial support)
• Meal and Food Vouchers
• Birthday Day Off
• Mother's Day
• Father's Day

Before you apply

• Application and Profile Review
• Initial Recruiter Conversation
• Hiring Manager interview
• Technical Assessment
• Stakeholders Interview

About the company

Grupo QuintoAndar is the largest housing platform in Latin America. It builds technology and solutions to simplify the housing journey from renting to buying and selling.