Grupo QuintoAndar| Especialista de Crédito (IFRS 9)

The role

This person will develop and monitor IFRS 9 models, including PD, EAD, and LGD parameters. They will perform portfolio analysis, evaluate expected losses, and provide strategic inputs for stakeholders.

What you will do

• Development, monitoring and continuous updating of IFRS 9 models
• Acting on PD, EAD and LGD parameters
• Continuous monitoring and analysis of the credit portfolio
• Monitoring and evaluation of expected losses
• Budget monitoring and preparation of statistical projections
• Generation of strategic inputs and levers for stakeholders
• Support for risk model demands from product expansion
• Production and sending of technical documentation and reports

Required qualifications

• Solid experience in credit risk, financial risk, accounting or related analytical areas
• Good knowledge of IFRS 9, especially concepts related to expected credit loss, staging, PD, LGD and EAD
• Experience in the development, calibration, validation or monitoring of credit risk parameters and models
• Strong analytical skills and ability to work with data and translate analyses into clear conclusions
• Curiosity about AI and new technologies
• Ability to work with different stakeholders, including Credit, Finance, Data and external auditors/consultants
• Good communication, with capacity to explain technical concepts to technical and business audiences
• Proficiency in English

Nice to have

• Experience with SQL, Python or similar analytical tools
• Experience in fintechs, financial institutions or environments with credit products

Benefits

• Salário competitivo
• Participação nos Lucros e Resultados (PLR - para funções elegíveis)
• Remuneração Variável (para funções elegíveis)
• Plano de Saúde
• Odontológico
• Seguro de Vida
• Wellhub (Gympass)
• QuintoCare (apoio psicológico, jurídico, social e financeiro gratuito)
• Vale Refeição e Alimentação
• Day Off de aniversário, Dia das Mães e Dia dos Pais
• Auxílio Home Office
• Programa Work From Anywhere (WFA)

Before you apply

• People Interview
• Hiring Manager Interview
• Case
• Stakeholder Interview
• Offer

About the company

Grupo QuintoAndar is the largest real estate ecosystem in Latin America. They create technologies and solutions to simplify the housing journey, from renting to buying and selling.