Director, Product Management, On-chain Payments

The role

You will own product strategy and execution for payments and on-chain financial capabilities on the XRP Ledger. You will work with engineering, business development, and ecosystem partners to turn blockchain infrastructure into products.

What you will do

• Own product strategy and roadmap for key payments and on-chain financial capabilities on the XRP Ledger
• Identify and prioritize opportunities where blockchain infrastructure can improve value exchange, conversion, and settlement
• Develop product-market fit hypotheses and validate them through customer discovery, market research, product data, and real-world usage
• Partner closely with Engineering to translate market and customer needs into scalable product and protocol capabilities
• Work with financial institutions, payment providers, liquidity providers, developers, and other ecosystem participants
• Lead complex cross-functional initiatives spanning Product, Engineering, Business Development, and external partners
• Define the capabilities and ecosystem requirements needed to deliver end-to-end customer experiences
• Navigate technical, commercial, and market tradeoffs to drive decisions
• Represent the product strategy internally and externally

Required qualifications

• Significant product management experience building payments, fintech, financial infrastructure, trading, or other technically complex products
• Proven ability to define product strategy and lead ambiguous, high-impact initiatives from discovery through launch and adoption
• Strong cross-functional leadership skills
• Strong technical fluency and experience working closely with engineering teams on backend, infrastructure, API, or protocol-level products
• Deep customer orientation and the ability to translate complex financial workflows into clear product opportunities
• Strong systems thinking and judgment across product, technology, market dynamics, and go-to-market considerations
• Excellent written and verbal communication
• Comfort operating in a fast-moving environment

Nice to have

• Experience in payments, FX, liquidity, settlement, treasury, or financial market infrastructure
• Experience building crypto, blockchain, or stablecoin products
• Familiarity with wallets, digital assets, on-chain transactions, and decentralized or electronic trading systems
• Experience with developer platforms, open-source ecosystems, or protocol-level product development
• Experience launching products that depend on adoption across multiple ecosystem participants

Benefits

• Professional development budget
• Competitive salary, bonuses, and equity
• Physical and mental healthcare
• Retirement
• Family forming and family support
• Employee giving match
• Mobile phone stipend
• R&R days
• Wellness reimbursement and weekly onsite & virtual programming
• Generous vacation policy
• Industry-leading parental leave policies
• Family planning benefits

About the company

Ripple is building a world where value moves like information does today through crypto solutions for financial institutions, businesses, governments and developers. They aim to improve the global financial system and create greater economic fairness.