Alternative Credit Analyst

The role

The Alternative Credit Analyst will conduct credit analysis and underwriting of illiquid lending opportunities in US investment grade credit markets. This role involves building financial models, preparing investment committee papers, and supporting the execution of debt transactions.

What you will do

• Conduct detailed credit analysis and underwriting of illiquid lending opportunities
• Analyse loan structures and covenant packages
• Propose appropriate debt pricing using financial analysis and bond pricing models
• Build and run financial models to analyse investment opportunities and test assumptions
• Prepare detailed investment and credit committee papers
• Participate in presentation of investment committee papers to senior decision makers
• Liaise with internal and external parties to complete analysis
• Support the closing of debt transactions
• Review due diligence reports and challenge assumptions
• Review and input into commercial aspects of the loan agreement

Required qualifications

• Large loan deal evaluation and execution experience in a top tier financial services firm
• Relevant experience in a deal evaluation, execution or credit underwriting role
• Bachelor’s degree (or higher) from a leading university in a relevant highly quantitative degree such as mathematics, economics, finance, or related scientific area
• Excellent financial modelling skills with ability to build advanced models
• Experience in conducting due diligence for deal execution
• Experienced user of core Office applications including Excel
• Strong prioritization, organization and time management skills
• Must be legally authorized to work in the United States

Nice to have

• Focussed on US Alternative Credit or Structured Finance markets
• Experience with Bloomberg
• Investing in debt or hard assets with NPL / workout experience

Benefits

• competitive benefits package
• discretionary bonus

Before you apply

• Must be legally authorized to work in the United States
• This position is not eligible for visa sponsorship

About the company

Rothesay is the UK’s largest pensions insurance specialist, purpose-built to protect pension schemes and their members’ pensions. They secure the pensions of nearly one million people with over £74 billion of assets under management.