Senior Product Manager

The role

You will own the product strategy and roadmap for the HELOC underwriting experience. You will work to make HELOCs faster and more automated by managing the lifecycle from application to close.

What you will do

• Own the product strategy and roadmap for HELOC underwriting
• Drive underwriting and operational efficiency by working with credit and operations
• Lead the AI and automation roadmap for HELOC underwriting and operations
• Expand automated valuation coverage by partnering with credit and valuation vendors
• Build a state-aware closing experience with compliance, title, and e-closing partners
• Lead cross-functional teams from discovery through launch
• Partner with third-party vendors to translate requirements into product solutions

Required qualifications

• 6+ years of product management experience in consumer technology or fintech
• Working knowledge of consumer lending underwriting, credit decisioning, income and employment verification, document review, and conditions
• Experience building trust with engineering, design, operations, credit, compliance, and business partners
• Hands-on experience in product analytics, funnel analysis, experimentation, and operational metrics
• Experience improving operational workflows or building internal tools
• Experience using AI and automation in products or workflows
• Daily use of AI tools like Claude, ChatGPT, or Cursor

Nice to have

• Direct experience with HELOC, home equity, or mortgage products, especially underwriting or loan operations
• Familiarity with the HELOC underwriting lifecycle and LOS systems
• Experience in a regulated environment working with compliance on TILA, RESPA, ECOA, or HMDA
• Experience working with bank, credit union, or platform partners
• SQL proficiency and experience with BI and product analytics tools

Benefits

• Fully remote work freedom
• Competitive salary packages
• Flexible PTO + 9 company holidays
• Equity
• Comprehensive and affordable insurance benefits
• Paid parental leave for both caregivers
• Essential modern equipment
• Fully paid Claude subscription
• 401(k)
• Quarterly meet-ups

About the company

Splash Financial was created in 2013 to help people with debt, including student loans and credit card refinancing. The company uses a marketplace and automated loan processing technology to refinance loans through credit union and bank partners.