Principal Consultant – Bank ALM

The role

You will serve as a trusted advisor to bank executives and boards of directors. You will help clients navigate balance sheet, asset/liability management, interest rate risk, liquidity, and strategic planning decisions.

What you will do

• Advise bank management teams and boards of directors on balance sheet strategy, ALM, liquidity, and interest rate risk management.
• Lead client discussions connecting financial performance, risk exposures, and strategic objectives.
• Facilitate board and executive-level presentations.
• Perform and review complex ALM analyses, interest rate risk assessments, and balance sheet evaluations.
• Lead assumption development and modeling discussions with clients.
• Assist clients in evaluating strategic decisions related to growth, funding, investments, liquidity, pricing, capital management, and balance sheet optimization.
• Support clients in preparing for and responding to regulatory and examination-related questions.
• Deliver high-quality consulting engagements while managing multiple priorities and client relationships.
• Collaborate with internal team members to enhance methodologies and deliverables.
• Represent the firm's brand through client service and professionalism.

Required qualifications

• 10+ years of progressive experience within the banking industry.
• Significant experience in asset/liability management, interest rate risk management, treasury, balance sheet strategy, financial management, or related banking disciplines.
• Experience working with community and regional banks.
• Ability to communicate effectively with executive management teams, ALCO committees, and boards of directors.
• Strong understanding of ALM methodologies, interest rate risk measurement, balance sheet management, and strategic financial decision-making.
• Experience interpreting and communicating the strategic implications of quantitative financial analyses.
• Strong written and verbal communication skills.
• Advanced Microsoft Excel skills.
• Comfort working with financial models and analytical tools.
• Ability to manage multiple projects and priorities.
• Willingness to travel approximately 15-30% as client needs require.

Nice to have

• Institutions under $50 billion in assets
• CFA designation
• Previous consulting experience
• Significant experience advising executive management teams, boards, or ALCO committees within banking organizations

Benefits

• Retirement benefits
• Health and welfare benefits
• Paid time off
• Parental leave
• Life and accident insurance
• Voluntary and well-being benefits

About the company

Strata's culture is driven by people solving problems together. They embrace learning, collaboration, and continuous career growth.