Financial Crimes Analyst

The role

You will review and decide on transaction monitoring alerts, investigate suspicious account and payment activity, and write case narratives. You will work through an alert backlog first, then help document and improve the financial crimes process.

What you will do

• Review and disposition transaction monitoring alerts using BSA/AML typologies
• Investigate unusual activity across accounts, payments, and cards for money laundering, fraud, account takeover and other illicit behavior
• Escalate higher-risk cases to supervisory review with a clear recommendation
• Support UAR and SAR filings, building toward owning filings end to end
• Write clear case narratives that a reviewer, examiner, or bank partner can follow
• Conduct enhanced due diligence on existing customers and refresh risk profiles when behavior changes
• Pick up cases handed over by the KYC team for deeper activity review
• Keep accurate records in the case management system
• Flag patterns and process gaps and help turn them into better detection rules and procedures
• Partner with Risk, Operations, Support, and Engineering; support quality assurance and file reviews

Required qualifications

• 1 to 3 years in BSA/AML compliance, transaction monitoring, fraud operations, or a related financial crimes role
• Hands-on experience dispositioning transaction monitoring alerts in a platform such as Sardine, Unit21, Actimize, or similar
• Working knowledge of AML typologies
• Working knowledge of KYC/CDD requirements and BSA obligations
• Exposure to suspicious activity reporting, including drafting narratives or supporting UAR/SAR filings
• Strong written communication
• High attention to detail and ability to manage a queue and prioritize

Nice to have

• Exposure to fintech, payments, card programs, or BaaS program compliance
• Experience tuning detection rules or working with data and SQL to investigate patterns
• CAMS or another AML certification, completed or in progress

Benefits

• Meaningful equity
• Founder-level exposure to leadership, customers, and investors
• Small teams, high trust, real accountability

About the company

Flex builds AI-native financial services for business owners, covering banking, credit, payments, and financial operations. The company has raised $100M+ in equity and $300M+ in debt.