MLRO

The role

Serve as the appointed Money Laundering Reporting Officer (MLRO) for MoonPay UK, holding the SMF17 Senior Management Function. Own the AML/CTF and client asset protection (CASS) frameworks and act as a key voice in the relationship with the FCA, while contributing to MoonPay's application for full FSMA authorisation.

What you will do

• Serve as the appointed MLRO for MoonPay UK, holding the SMF17 function, and ensure compliance with the Proceeds of Crime Act, the Money Laundering Regulations and related UK legislation
• Develop, implement and continually enhance the UK AML/CTF framework, policies and procedures
• Lead review, investigation and reporting of suspicious activity to the National Crime Agency through SARs
• Own and maintain the UK client asset protection (CASS) framework, and be capable of holding the CASS Prescribed Responsibility
• Deliver AML/CTF and CASS training across the business and champion a culture of compliance
• Partner with global compliance, legal and risk teams to keep consistency across jurisdictions
• Play a key role in engagement with the FCA and external auditors on AML/CTF and CASS matters
• Contribute to the FSMA authorisation programme, including regulatory submissions and supporting documentation
• Take on additional compliance responsibilities as the UK business and its obligations develop

Required qualifications

• Significant experience in compliance or AML roles
• At least 5 years in a registered MLRO or senior compliance officer role within financial services, fintech or crypto, with the ability to be approved by the FCA under SMF17
• Deep understanding of UK AML/CTF regulations, the wider regulatory landscape and CASS rules
• Proven experience engaging with regulators, drafting reports and leading AML/CTF audits
• Strong leadership and communication skills, with the ability to influence stakeholders across functions and geographies
• Experience working across a breadth of compliance disciplines
• Passion for crypto, fintech and the mission of financial inclusion

Nice to have

• Experience within a cryptoasset or payments firm going through FCA registration or authorisation
• Exposure to FCA requirements beyond financial crime, such as conduct, governance or prudential
• Familiarity with blockchain analytics and transaction monitoring tools such as Chainalysis, TRM Labs and Elliptic
• Experience managing compliance across multiple jurisdictions, particularly EEA MiCA, Jersey or other VASP regimes
• Background in a fast growing fintech or scale-up environment
• Professional qualifications such as the ICA Diploma in Anti Money Laundering, ACAMS or an equivalent certification
• Prior experience holding an SMF designation with the FCA
• Familiarity with Travel Rule compliance and related tooling

Benefits

• Competitive salary package
• Equity package for all employees
• Pay-for-performance equity bonus
• Moonshot award: 20 employees a year each earn a $250,000 equity grant
• Employer pension contributions from day one
• Employee referral program: 10K in USDC
• Flexible time off
• End-of-year company-wide recharge period
• Birthday leave
• Enhanced parental leave
• Hybrid working schedule, or fully remote
• Private healthcare benefits

Before you apply

• Relocation available: No
• Work pattern: hybrid

About the company

MoonPay is a company building the operating system for value movement across crypto, stablecoins, tokenized assets and more. It serves 30M+ customers and 500+ ecosystem partners, is licensed in the U.S. and regulated across the UK, EU, Canada and Australia.