Home Lending Lead Compliance Analyst

The role

You will manage day-to-day regulatory compliance for home lending and run hands-on Quality Control reviews on mortgage loan files. You will own the company's licensing program through the NMLS and support state expansion.

What you will do

• Conduct pre-funding and post-closing Quality Control reviews on mortgage loan files, including Agency and Non-Agency.
• Own and manage the end-to-end licensing program for company, branch and individual MLO licenses through the NMLS.
• Partner with the Head of Home Lending Compliance on state expansion, researching state origination guidelines and monitoring regulatory changes.
• Review and approve home lending marketing materials, advertising and social media content for compliance.
• Partner with corporate Compliance Operations and Home Lending Operations to investigate and resolve consumer complaints.
• Manage the preparation, quality assurance and submission of the annual regulatory reporting, and support fair lending monitoring.
• Support the Head of Home Lending Compliance in regulatory examinations, audits and investor audits.
• Draft, maintain and modernize standard operating procedures and departmental policies.
• Act as compliance subject matter expert and escalation point for Home Lending Operations, leading compliance training.

Required qualifications

• BA/BS degree
• 5+ years of direct experience in residential mortgage compliance, including time in Quality Control or licensing
• Experience independently using the Nationwide Multistate Licensing System (NMLS)
• Willingness to obtain applicable registrations and/or licenses as necessary
• Deep practical understanding of mortgage compliance regulations (RESPA, TILA, TRID, ECOA, HMDA, MAP) and GSE underwriting guidelines
• Strong working knowledge of state-specific licensing and registration requirements
• Ability to independently conduct file reviews, analyze reports and manage competing priorities
• Strong verbal and written communication skills, able to translate regulatory requirements for operations and sales teams

Nice to have

• Prior experience supporting compliance programs in a fintech, digital-first lending or highly automated mortgage environment
• Familiarity with modern Loan Origination Systems (LOS)
• Experience collaborating with engineering or product teams to automate compliance controls
• Active FHA Direct Endorsement (DE) underwriter designation
• Experience writing business requirements or compliance rules for engineering teams

Benefits

• Medical, vision and dental coverage
• 401K plan
• Generous time off
• Parental leave
• Wellness reimbursements
• Professional development
• Employee investing discount
• Equity
• Discretionary bonus

Before you apply

• Candidate privacy notice is provided by the employer for review.

About the company

Wealthfront aims to create a financial system that favors people, using technology to build low-cost, easy-to-use financial products. Its products include a Cash Account, automated investing portfolios, a zero-commission brokerage account and a digital-first mortgage experience.